It is more complete
One bank balance ignores cash, savings, investments, and debt.
Net worth
The one number that summarizes how your money is doing
Net worth is simple: what you own minus what you owe. Neto brings together accounts, investments, and debt so you can follow that number without a spreadsheet.
Accounts + investments - debtMulti-currencyHistorical trend
Why net worth beats isolated balances
It is more honest
Debt matters. Net worth forces it into the picture instead of leaving it in the background.
It is more actionable
You can see whether spending, saving, or investing is actually improving your position.