About Neto
Neto is a Spanish personal finance app for iPhone and Android that works without connecting your bank: it brings together spending, budgets, savings goals, debts and investments (crypto, stocks, ETFs and funds by ISIN) and calculates your net worth. It's free, with optional Neto PRO (in Spain, €1.99/week or €49.99/year on iPhone and €2.39/week or €59.99/year on Android), it's available in 6 languages and 62 currencies, and it isn't a broker: it doesn't move money or execute trades.
Why Neto exists
Most finance apps ask you to connect your bank or overwhelm you with features. Neto takes the opposite approach: real financial clarity with full control of your data. You log what matters in seconds and instantly see where your net worth stands, without handing your banking credentials to anyone.
Who is behind Neto
Neto is an independent project built and maintained by Iván Sevilla, the app's developer. It's a carefully crafted product with frequent updates and direct support. For any question, email hello@netoapp.es.
Iván shares how Neto is built, new features before they ship and what comes next on his X account, @ivangrisa (in Spanish).
More than 17,000 people use Neto in 124 countries.
European privacy by design
Neto does not connect to your bank and never sells your data or shares it for commercial purposes. Your information travels encrypted and the infrastructure is hosted in the European Union (Frankfurt). You can delete your account and all your data anytime.
What you can do with Neto
- Log unlimited income and expenses and organize them by category.
- Create savings goals and multiple accounts with transfers.
- Track crypto and stock investments with automatic prices (Neto PRO).
- See your net worth in 62 currencies and, with Neto PRO, how it changes by month or year.