Learn to handle your money from your phone.
Budgeting, saving on an irregular income, net worth, debt and multiple currencies. Concrete guides, with real numbers and no fluff.
The three most people read
How to Calculate Your Net Worth Step by Step
Learn how to calculate net worth by adding accounts, savings, and investments and subtracting debt. Practical guide with Neto.
Read the guide
The 50/30/20 rule: how to use it to save
What the 50/30/20 rule is and how to use it: 50% needs, 30% wants, 20% savings and investing. A simple guide with an example and how to track it on iPhone.
How to Track Expenses Without Bank Sync
Learn how to track spending without connecting your bank: categories, budgets, habits, and privacy-first setup on iPhone with Neto.
All guides
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How much you'll actually spend on GTA 6 (and how to budget for it)
GTA 6 launches November 19 at 79.99 €. What the box doesn't say is what usually comes after, if the online mode follows the pattern of the last entry. How to set a limit before you pre-order.
How to save for the iPhone 18 without wrecking your budget
Apple unveils the iPhone 18 on September 9. How much you'll actually need, what trading in your current phone knocks off, and how to save for it without expensive financing.
Best budgeting apps in Europe (2026)
What to look for in a budgeting app if you live in Europe: currencies, languages, privacy and what happens when the app was built for the US. Five options compared.
The best Mint alternatives in 2026, honestly compared
Mint closed in 2024. Two years on, here is what actually replaced it, which one fits how you used Mint, and the one question almost every comparison skips.
Emergency fund: how much you need and how to build it
How much to keep in your emergency fund based on your situation, where to hold it, how long it takes to build and when you can touch it. With worked examples.
How to Calculate Your Net Worth Step by Step
Learn how to calculate net worth by adding accounts, savings, and investments and subtracting debt. Practical guide with Neto.
The 50/30/20 rule: how to use it to save
What the 50/30/20 rule is and how to use it: 50% needs, 30% wants, 20% savings and investing. A simple guide with an example and how to track it on iPhone.
How to Budget on iPhone
A practical guide to building a budget on iPhone, reviewing spending weekly and keeping the habit alive without spreadsheets.
How to Save With Irregular Income
A practical guide to saving with uneven income: cash floors, percentages, buffers and weekly reviews that survive volatile months.
How to get out of debt step by step (simple method)
A practical, no-nonsense plan to get out of debt: list your debts, pick snowball or avalanche, free up money and track your progress. With examples.
How to Track Expenses Without Bank Sync
Learn how to track spending without connecting your bank: categories, budgets, habits, and privacy-first setup on iPhone with Neto.
Best budgeting apps without a bank account (2026)
Five budgeting apps that work without a bank account or bank login: Neto, Monefy, Money Manager, Dime and Actual Budget, compared with their real drawbacks.
How to Organize Personal Finance on iPhone
Guide to organizing personal finance on iPhone: accounts, spending, budgets, savings, investments, and net worth with Neto.
How to Manage Money Across Currencies
A guide to handling money across currencies with a base currency, clear accounts, weekly reviews and better net worth visibility.
How to Organize Finances as a Freelancer
A practical freelancer finance guide: separate accounts, protect taxes, monitor cash flow and keep a weekly money routine.
How to split expenses as a couple (3 fair methods)
Three fair ways to split expenses as a couple: 50/50, proportional to income, or separate accounts + a shared pot. A practical guide to avoid money fights.
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No bank sync, pricing and net worth, head to head with the alternatives.
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