NETO GUIDES

Learn to handle your money from your phone.

Budgeting, saving on an irregular income, net worth, debt and multiple currencies. Concrete guides, with real numbers and no fluff.

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27 guides
Budgeting5 min

World leaders' salaries 2026: how much presidents earn

How much world leaders are paid in 2026, from official sources: US, UK, Canada, Australia, Ireland, Spain, Mexico and more.

Budgeting4 min

UK Prime Minister salary 2026: how much the PM is paid

The UK Prime Minister is paid £174,039 in 2026: £75,440 as PM after a pay freeze plus £98,599 as an MP. How it compares.

Budgeting8 min

Minimum wage in Ireland 2026: €14.15 an hour, all rates

Ireland's minimum wage is €14.15 an hour in 2026: €2,391 a month full time, about €2,112 after tax. Youth rates, the 2027 rise and your rights.

Budgeting10 min

UK minimum wage 2026: £12.71 an hour, all rates

National Living Wage: £12.71 an hour since April 2026, £24,785 a year full time, about £1,780 a month after tax. All age rates and history.

Budgeting9 min

Average salary UK 2026: £39,039 and take-home pay

Median UK full-time salary: £39,039 a year (ONS, April 2025), about £2,636 a month after tax. Mean vs median, by age, region and percentile.

Budgeting9 min

Minimum wage by state 2026: full list and federal rate

Federal minimum wage: $7.25 an hour, unchanged since 2009. Every state rate in force in 2026, from $18.40 in DC to $7.25 in 20 states.

Budgeting9 min

Average salary in the US 2026: median pay by state

Median full-time pay in the US is $1,251 a week, about $65,000 a year (BLS, Q2 2026). By age, education and state, plus take-home pay.

Budgeting10 min

Minimum wage Canada 2026: federal and by province

Minimum wage Canada 2026: $18.15 federal since April. Provinces go from $15.00 (Alberta) to $18.25 (BC); Ontario is $17.95 from 1 October.

Budgeting10 min

Minimum wage Australia 2026: $26.44 an hour, after tax

Minimum wage Australia 2026: $26.44 an hour or $1,004.90 a week from 1 July. Casual $33.05. About $870 a week after tax, plus 12% super.

Tracking10 min

Best budgeting apps UK 2026: 6 options compared

Emma, Snoop, YNAB, Monzo, Starling and Neto compared for the UK: prices in pounds, which need Open Banking and who each suits.

Tracking10 min

YNAB alternatives 2026: 7 apps like YNAB, compared

YNAB costs $109 a year. Seven alternatives compared honestly: free and paid, with and without bank sync, and who each one actually suits.

Budgeting4 min

How much you'll actually spend on GTA 6

GTA 6 launches November 19 at €79.99, but the box isn't all you'll spend. What usually comes after, and how to set a limit before you pre-order.

Saving5 min

How to save for the iPhone 18 without wrecking your budget

What the iPhone 18 Pro actually costs, what a trade-in knocks off and how to save for it without expensive financing.

Tracking8 min

Best Budgeting Apps in Europe 2026: No Bank Login

Five budgeting apps that work from Europe: euros and 62 currencies, GDPR privacy and no bank login. Pros and cons of each.

Tracking8 min

Best Mint Alternatives 2026 (US, UK, Europe)

Mint closed in 2024. What actually replaced it, which one fits how you used Mint, and the question almost every comparison skips.

Emergency fund: how much you need and how to build it
Saving7 min

Emergency fund: how much you need and how to build it

How much to keep in your emergency fund for your situation, where to hold it, how long it takes to build and when to use it. With examples.

Net worth4 min

How to Calculate Your Net Worth Step by Step

Learn how to calculate net worth by adding accounts, savings, and investments and subtracting debt. Practical guide with Neto.

Budgeting3 min

The 50/30/20 rule: how to use it to save

What the 50/30/20 rule is and how to use it: 50% needs, 30% wants, 20% savings and investing. A simple guide with a worked example.

Budgeting4 min

How to Budget on iPhone

A practical guide to building a budget on iPhone, reviewing spending weekly and keeping the habit alive without spreadsheets.

Saving4 min

How to Save With Irregular Income

A practical guide to saving with uneven income: cash floors, percentages, buffers and weekly reviews that survive volatile months.

Debt3 min

How to get out of debt step by step (simple method)

A practical plan to get out of debt: list your debts, pick snowball or avalanche, free up money and track your progress. With examples.

Tracking4 min

How to Track Expenses Without Bank Sync

Learn how to track spending without connecting your bank: categories, budgets, habits, and privacy-first setup on iPhone with Neto.

Tracking4 min

Best Budgeting Apps 2026 Without Bank Linking

Budgeting apps of 2026 that never ask for your bank login: Neto, Monefy, Money Manager, Dime and Actual Budget, with honest drawbacks.

Tracking4 min

How to Organize Personal Finance on iPhone

Guide to organizing personal finance on iPhone: accounts, spending, budgets, savings, investments, and net worth with Neto.

Currencies4 min

How to Manage Money Across Multiple Currencies

A guide to handling money across currencies with a base currency, clear accounts, weekly reviews and better net worth visibility.

Freelance4 min

How to Organize Finances as a Freelancer

A practical freelancer finance guide: separate accounts, protect taxes, monitor cash flow and keep a weekly money routine.

Couples3 min

How to split expenses as a couple (3 fair methods)

Three fair ways to split expenses as a couple: 50/50, in proportion to income, or separate accounts plus a shared pot. With examples.

Reading is good. Seeing your number is better.

Neto makes all of this easier: budget, savings goals, investments and your net worth up to date. Free to start, and without connecting your bank.

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