Your spending, savings and net worth in one app

Go to Accounts (bottom right) and tap to create your first account. Enter the bank/account name (for example Revolut) and your current balance. Tap Save. You can create as many accounts as you want.

Tap the + button. Choose expense or income, amount, date, notes, the account, and the category. With Neto PRO you can also scan the receipt to fill it in (the photo isn't kept). Tap Save and it will show up on Home.

Yes. In the transaction list on Home, swipe left to delete a transaction, or tap it to see the details and edit it.

If you pick a date earlier than your tracking start date, the expense is saved as historical. It will appear in Analytics/Statistics, but it won't reduce your current account balance unless you turn on «Subtract it from the balance too» when saving.

From the 2nd icon in the bottom menu you see income, spending and balance by day, week, month or year, compared with the previous period. With Neto PRO you also get charts and the breakdown by category.

Savings Goals let you create virtual piggy banks for specific objectives. Set the name (e.g. Trip to Japan), target amount, and make deposits. Neto will automatically calculate your progress and how much is remaining.

Recurring transactions are payments that repeat over time (Netflix, gym, rent). With Neto PRO you set them up once and Neto logs them for you daily, weekly, biweekly, monthly or yearly.

Yes. On the Accounts screen, tap an account and select Transfer. Choose the destination account and amount. This won't count as expense or income, just as an internal transfer.

Yes. Neto does NOT connect to your bank, so we don't have access to your banking credentials. Your information travels encrypted (HTTPS) and is stored on servers in the European Union. We don't sell it or share it with third parties for commercial purposes.

Yes. Free users get one full export every 30 days; with Neto PRO it's unlimited. It's a CSV (transactions, accounts, investments or recurring) that opens in Excel and Google Sheets.

The app needs a connection to load and save your data. Offline you only see what was already open on screen.

Yes. It's the same account on iPhone and Android. If you signed up with Apple or Google, sign in with your email on the other phone: tap «Forgot your password?» to create one.

The tracking start date is set automatically when you create your account. If you need to change it, contact support. Remember that transactions before this date will be marked as historical.

You can change the theme (dark/light), currency (62 currencies available including EUR, USD, MXN, ARS and more), language (Spanish, English, Portuguese (Brazil), French, German and Italian), manage your categories, contact support, rate the app, and sign out.

More than 10,000 searchable assets: crypto via CoinGecko and stocks, ETFs and funds from 27 exchanges via the Financial Times (stocks and ETFs by name or ticker, funds also by ISIN; if yours still isn't there, add it by hand), plus property, vehicles, watches, jewellery, art and debts. All with Neto PRO: financial assets get automatic prices and you update the rest yourself.

No. You add assets manually (what you have, how much and at what price you bought). Neto only reads public market prices to calculate current value. We never ask for credentials or private API keys.

It adds your account balances + current value of your assets − your debts. With PRO you see how it changes by month or year: Neto works out the current period and you enter earlier ones.

Crypto, every hour and whenever you open your portfolio (CoinGecko). Stocks and ETFs, twice a day and whenever you open your portfolio. Funds, with the daily net asset value published by Financial Times. You can force a refresh from the app.

No. Neto is read-only. We don't execute orders, recommend purchases or offer advice. We are a visualization and control tool.