How to connect Neto to Claude in 6 steps
Connecting Neto to Claude takes six steps and about two minutes. When you are done, you will be able to ask about your finances and log expenses without opening the app.

Connecting Neto to Claude takes six steps and about two minutes. You do it from Claude's settings, in the connectors section, by pasting Neto's connector address, signing in with your account and accepting the permissions screen. You need Neto Pro and a paid Claude plan. From then on you can ask about your finances and, if you grant that permission, have it add, change or delete transactions. You can disconnect whenever you want, from Claude or from Neto.
Before you start
You need two things:
- Neto Pro. The connector is a paid feature and it is checked when you connect.
- A paid Claude plan. Custom connectors are not available on the free plan.
And keep this address at hand, the only official one for Neto's connector:
https://api.netoapp.es/api/mcp
The 6 steps
1. Open Claude's settings. In the desktop app or on the web, go to your account settings.
2. Go to "Connectors". This is where Claude keeps the applications it can reach.
3. Press "Add". You will see the option to add a connector.
4. Choose "custom connector". This is the option for a service that is not in Claude's directory, which is Neto's case today.
5. Paste Neto's address and confirm with "Continue connecting". Claude will open a Neto window.
6. Sign in with your Neto account and press "Connect". You can sign in with your email and password, or ask for a six digit code by email. Then you will see the permissions screen, which tells you exactly what Claude will be able to do. Accept it and you are done.
Back in Claude, the connector will show as active and you can start asking.
What the permissions screen says
It is worth reading, because it is the contract. It lists what Claude will be able to do (see your expenses, income and summaries; see your categories, budgets and recurring expenses; and manage that data if you grant that permission) and what it will never be able to do:
- delete your Neto account or wipe your data
- change your password or your sign-in details
- connect to your bank, because Neto never does.
If you are connecting from a program on your own computer, the screen also warns you that any local program can request that connection, and that you should continue only if you know which one did.
What to try first
Four prompts to check it works:
- "How much have I spent this month?"
- "Which category is taking most of my money?"
- "Am I on track with my budgets?"
- "Log 9.80 for coffee today."
And one worth making a habit before asking for bigger changes: "show me the list before you change anything".
If something goes wrong
Claude says it cannot connect. Check the address is pasted in full, with no spaces and no trailing slash. It has to be exactly https://api.netoapp.es/api/mcp.
It asks you to pay when you sign in. The connector is a Neto Pro feature. If your subscription is on another account, sign in with that one.
You cannot find "custom connector". That option only appears on Claude's paid plans.
It used to work and stopped. The connection expires after 90 days for security. Connect it again with these same steps.
How to disconnect it
Whenever you want, in two ways:
- From Claude, in the same connectors section.
- From Neto, in Settings → Connections, where you can also see the connector's activity.
The cut-off is immediate. Anything Claude already received stays in your conversation with it: if you want it gone, delete that conversation.
And if you get it wrong
Every change Claude makes in your account can be undone for 30 days, and you have the log of what it did for 90. Just ask: "what did you change today?".
For more detail on what it can and cannot do, see the general guide on connecting Neto to your AI. And if privacy is what is holding you back, read is it safe to connect your finances to ChatGPT?
Frequently asked questions
Can I connect Neto to Claude on the free plan?
No. Claude's custom connectors are part of the paid plans, and Neto's connector also needs Neto Pro.
What is Neto's connector URL?
https://api.netoapp.es/api/mcp. It is the only official one. Be wary of any other.
How often do I have to connect it again?
The connection expires after 90 days. You then repeat these same six steps.
Can Claude see my passwords or get into my bank?
No. It cannot see or change your password, and Neto does not connect to any bank, so there is no bank access to give.
Can I connect Neto to Claude on my phone?
Custom connectors are added from Claude's desktop app or website. Once connected, it works in your conversations.
Founder of Neto. Writes about expense tracking, net worth and investing from your phone, without connecting your bank.
Your money clear, without spreadsheets.
Neto is the personal finance app for iPhone and Android that works without connecting your bank: your accounts and spending, free; and with Neto PRO, your investments and debts inside your net worth.
Keep reading
All guidesConnect Neto to your AI: what it can and cannot do
Is it safe to connect your finances to ChatGPT?
How to import your bank transactions into Neto
This guide is general information and is not financial or investment advice.