Connect Neto to your AI: what it can and cannot do

Neto has a door your assistant can knock on. The door stays shut until you open it: you sign in with your Neto account and accept a screen that tells you exactly what the assistant will be able to do.

That door uses a standard called MCP (Model Context Protocol), the same one most assistants use today to connect to applications. That is why it does not depend on a single brand.

The address is always this one, and it is the only official one:

https://api.netoapp.es/api/mcp

If you ever see another address claiming to be Neto's connector, it is not ours.

We have tested the connector with Claude and with Grok. Because it uses an open standard, it also works with any other program that speaks it, including ones that run on your own computer, such as Cursor or Visual Studio Code.

The list grows without us touching anything: when a new assistant adopts the standard, Neto's connector works with it too.

We have a step by step guide to connect it to Claude, which is the easiest route today.

Grouped by what you will actually use:

Ask about your money

• "How much have I spent this month, and on what?"
• "Am I going over any budget?"
• "How far am I from my savings goal?"
• "How has my net worth moved this year?"
• "How does my grocery spending compare with last month?"

Log things without opening the app

• "Log 23.40 euros of fuel for today."
• "I bought 100 euros of bitcoin from my Revolut account."
• "Add a 9.99 subscription charged on the 3rd of every month."
• "Create a savings goal of 2,000 for the summer."

Tidy up what you already have

• "Change the category of that expense to Transport."
• "Raise my entertainment budget to 150."
• "Delete the duplicate transaction from Tuesday."

And fix it when it gets things wrong

• "What did you change today?"
• "Undo the last change."

This is the part almost nobody spells out, and it is the part that puts people at ease:

• It cannot change your password or touch how you sign in to Neto.
• It cannot delete your Neto account.
• It cannot connect to your bank, because Neto does not connect to any bank. We never ask for your banking credentials, and we do not hold them.
• It does not move real money. When you ask it to record a transfer between your accounts or a fund purchase, what it does is an entry in your own books, exactly as if you had typed it in the app. It issues no instruction to a bank or a broker.
• It does not see your conversation. Neto receives specific requests about your account, not what you discuss with the assistant, nor its history, nor your files.

Only what the assistant looks up to answer you or what you ask it to do. If you ask about October, it receives your October transactions, not your whole account.

That data reaches the company behind the assistant you chose, and that company handles it on its own terms, under its own policy. We do not choose it and we do not control it. Before connecting, it is worth checking in your account with that assistant whether it keeps your conversations or uses them to train its models.

On our side we keep three things and nothing else:

Neto does not train any AI model on your data.

An AI can get things wrong. That is why the connector does not simply let it write:

• You can ask it for the log of what it did over the last 90 days.
• You can undo any change for 30 days, one by one, because the app stores how the data looked before.

One habit that works well: before asking for something that touches several transactions, say "show me the list before you change anything". That way you see what it is about to touch.

Whenever you want, from the assistant itself, or from Neto in Settings → Connections. Access is cut off immediately: the next request is already rejected.

One detail almost nobody mentions: disconnecting does not delete what the assistant already received. That lives in your conversation with it. If you want it gone, delete that conversation.

That is fine. Neto works exactly the same without it. The connector is one more way to log and check things, like receipt scanning or widgets, not a part the app depends on.

If privacy is what is holding you back, we wrote a separate guide: is it safe to connect your finances to ChatGPT?