How to download your Openbank statements as PDF

According to Openbank:

1. 1. Go into the "Área Clientes" (Customer Area).
2. 2. Click your customer name and go to the "Documentación" section.
3. 3. When all the documents appear, filter by groups.
4. 4. Select "Extracto unificado" (Unified statement). On the right, a summary of the documents grouped by date appears.
5. 5. Download it as a PDF.

Openbank adds that, besides the monthly unified statements, you can download others, such as those for credit card use.

The steps are very similar:

1. 1. When you enter your Customer Area, the overall position appears.
2. 2. In the menu, select the "Documentación" section.
3. 3. Follow the same steps as on the web: filter by groups and go into the statements.

Openbank explains that transactions are viewed in the accounts section of the Customer Area, and that you can filter them by date, amount, type of transaction and description. On downloading, it only says that "you can download the data and print it".

What Openbank does not say on its public pages is the name of the button or the format of that download. If you are given a choice when downloading, pick Excel rather than PDF.

For cards, it does give the route: in your Customer Area, select the card and click "Movimientos" (Transactions) and then "Descargar movimientos" (Download transactions).

If you are asked for that document validated by the bank for an official procedure, Openbank says you have to call its customer service phone line.

Neto does not connect to Openbank or ask for your passwords. It works with the files you download. Importing is a Neto PRO feature and is in Settings, under "Import data":

1. 1. Download the CSV template ("Download CSV template"), to see the format Neto understands.
2. 2. Copy the instructions for your AI ("Copy instructions for your AI") and paste them into ChatGPT, Claude or Gemini together with the Openbank files. It gives them back with Neto's columns and with your own categories.
3. 3. Choose the CSV file ("Choose CSV file") and check the transactions before confirming ("Review before importing").

If you start from PDF statements, check more carefully: make sure the number of transactions and a couple of amounts match the statement. Imported transactions go into your history and your statistics, but they do not change the current balance of your accounts, and you can delete the whole import if something does not add up. The detail is in how to import your bank transactions into Neto.

• Transfers between your current account and your savings account: they are not spending. Exclude them in the review.
• Bizum and refunds: they reduce real spending, they are not real income.
• Unified statement and card at the same time: if you import both, do not count the purchases and the monthly card charge twice.

There are also guides for Santander, BBVA and ING.

All the official pages below are in Spanish.

• Openbank: ¿Qué es un extracto bancario? (What is a bank statement?)
• Openbank: ¿Qué son los movimientos bancarios? (What are bank transactions?)
• Openbank: Contacto y ayuda (Contact and help), for card transactions.