Emerging markets ETFs and index funds you can track in Neto

Emerging-market indices group companies from developing economies: China, India, Taiwan, Korea, Brazil or Mexico, among others. They're usually held alongside a global developed-markets fund rather than instead of one.

Check whether the product carries IMI in its name: that variant also includes small-cap companies, so it covers considerably more firms than the standard version. They aren't the same thing, however similar the names look.

There are 5 providers in this family; the three with the biggest presence in the catalogue are iShares (6), Vanguard (3), Amundi (2). Almost all of them are accumulating: they reinvest dividends instead of paying them out. By base currency: EUR (8), USD (5). The listed ones trade mostly on London SE (3), NYSE Arca (2), Euronext Paris (1).

This is the selection included in the app catalogue today.

Of these, 7 are funds identified by ISIN, and the rest are exchange-traded ETFs identified by ticker.

Product	ISIN / Ticker	Type	Market	Currency	Dividends	Ongoing charge (TER)
iShares Core MSCI EM IMI UCITS ETF USD (Acc)	EIMI.L	ETF	London SE	USD	Accumulating	0.18%
iShares MSCI EM UCITS ETF USD (Acc)	IEMA.L	ETF	London SE	USD	Accumulating	0.18%
Amundi MSCI Emerging Markets UCITS ETF (Acc)	MXFP.PA	ETF	Euronext Paris	EUR	Accumulating	0.20%
iShares Core MSCI EM IMI UCITS ETF (Acc)	EMIM.L	ETF	London SE	USD	Accumulating	0.18%
Vanguard FTSE Emerging Markets ETF	VWO	ETF	NYSE Arca	USD	n/a	n/a
iShares Core MSCI Emerging Markets ETF	IEMG	ETF	NYSE Arca	USD	n/a	n/a
Vanguard Emerging Markets Stock Index Fund Investor EUR Acc	IE0031786142	Index fund	Fund (not listed)	EUR	Accumulating	0.23%
Amundi Core MSCI Emerging Markets AE-C (formerly Index MSCI Emerging Markets)	LU0996177134	Index fund	Fund (not listed)	EUR	Accumulating	0.45%
Fidelity MSCI Emerging Markets Index Fund P-ACC-EUR	IE00BYX5M476	Index fund	Fund (not listed)	EUR	Accumulating	0.20%
iShares Emerging Markets Index Fund (IE) D Acc EUR	IE00BYWYCC39	Index fund	Fund (not listed)	EUR	Accumulating	0.20%
Pictet-Emerging Markets Index P EUR	LU0474967998	Index fund	Fund (not listed)	EUR	Accumulating	0.59%
Vanguard Emerging Markets Stock Index Fund Institutional Plus EUR Acc	IE00BFPM9J74	Index fund	Fund (not listed)	EUR	Accumulating	0.16%
iShares Emerging Markets Index Fund (IE) S Acc EUR	IE000QAZP7L2	Index fund	Fund (not listed)	EUR	Accumulating	0.16%

• Open Neto and go to Investments (a Neto PRO feature).
• Search for the product by ISIN (funds) or by ticker (ETFs).
• Enter your units and your average purchase price.
• The app updates the price and recalculates your net worth on its own.

Everything you add feeds the same number you see on the main screen, so you don't keep one app for spending and another for investments: it's the same picture.

How much weight do people usually give emerging markets?

There's no single answer and Neto doesn't give one: it's a personal decision. What you can see in the app is how much they are worth inside your net worth today, which is usually the missing figure when you're deciding.

What does IMI mean in these product names?

IMI (Investable Market Index) means the index also includes small-cap companies, not just large and mid caps. It covers considerably more firms than the standard version.

Which index funds in the emerging-market family can Neto track?

The catalogue currently includes: Vanguard Emerging Markets Stock Index Fund Investor EUR Acc (ISIN IE0031786142, TER 0.23%); Amundi Core MSCI Emerging Markets AE-C (formerly Index MSCI Emerging Markets) (ISIN LU0996177134, TER 0.45%); Fidelity MSCI Emerging Markets Index Fund P-ACC-EUR (ISIN IE00BYX5M476, TER 0.20%); iShares Emerging Markets Index Fund (IE) D Acc EUR (ISIN IE00BYWYCC39, TER 0.20%); Pictet-Emerging Markets Index P EUR (ISIN LU0474967998, TER 0.59%); Vanguard Emerging Markets Stock Index Fund Institutional Plus EUR Acc (ISIN IE00BFPM9J74, TER 0.16%); iShares Emerging Markets Index Fund (IE) S Acc EUR (ISIN IE000QAZP7L2, TER 0.16%).

What's the difference between an ETF and an index fund in the emerging-market family?

Both can track the same index, but you buy and sell them differently. An ETF is listed on an exchange like a share: you trade it through a broker during the session and its price moves throughout the day. An index fund isn't listed: you subscribe and redeem at its net asset value, which is usually calculated once a day. In Spain the tax treatment differs too: switches between investment funds can be made without paying tax at that point (article 94 of Law 35/2006 on personal income tax) and, as a general rule, ETFs are excluded from that regime. Neto tracks both the same way.

Can I track a fund or ETF from this family that isn't on this list?

Yes. The app lets you search more than 10,000 assets by name, ticker or ISIN, and this list is only part of them. If it still doesn't show up, add it by hand at its value.