S&P 500 ETFs and index funds you can track in Neto

The S&P 500 brings together 500 of the largest listed companies in the United States. It's probably the most followed index in the world and the one with the most product behind it, both as ETFs and as index funds.

Being a US index, most of these products trade or are denominated in dollars even when you buy them from Europe. That means your result in euros also depends on the exchange rate, not just on what the index does. Some products offer a currency-hedged version precisely to neutralise that.

There are 8 providers in this family; the three with the biggest presence in the catalogue are Vanguard (6), iShares (3), SPDR (2). Of the 17 products, 9 are accumulating (they reinvest dividends) and 3 are distributing (they pay them out). It's the difference anyone after income notices most. 1 come with currency hedging, so the exchange rate doesn't eat into the result. By base currency: EUR (9), USD (7), GBP (1). The listed ones trade mostly on NYSE Arca (5), London SE (3), Euronext Amsterdam (1).

This is the selection included in the app catalogue today.

Of these, 8 are funds identified by ISIN, and the rest are exchange-traded ETFs identified by ticker.

Product	ISIN / Ticker	Type	Market	Currency	Dividends	Ongoing charge (TER)
iShares Core S&P 500 UCITS ETF USD (Acc)	CSPX.L	ETF	London SE	USD	Accumulating	0.07%
Vanguard S&P 500 UCITS ETF (Dist)	VUSA.AS	ETF	Euronext Amsterdam	EUR	Distributing	0.07%
SPDR S&P 500 ETF Trust	SPY	ETF	NYSE Arca	USD	n/a	n/a
Vanguard S&P 500 ETF	VOO	ETF	NYSE Arca	USD	n/a	n/a
iShares Core S&P 500 ETF	IVV	ETF	NYSE Arca	USD	n/a	n/a
Vanguard S&P 500 UCITS ETF (Dist)	VUSA.L	ETF	London SE	GBP	Distributing	0.07%
iShares S&P 500 UCITS ETF (Dist)	IUSA.L	ETF	London SE	USD	Distributing	0.07%
SPDR Portfolio S&P 500 ETF	SPLG	ETF	NYSE Arca	USD	n/a	n/a
Invesco S&P 500 Equal Weight ETF	RSP	ETF	NYSE Arca	USD	n/a	n/a
Vanguard U.S. 500 Stock Index Fund Investor EUR Acc	IE0032620787	Index fund	Fund (not listed)	EUR	Accumulating	0.10%
Amundi S&P 500 Screened Index AE Acc (formerly Amundi Index S&P 500 AE-C)	LU0996179007	Index fund	Fund (not listed)	EUR	Accumulating	0.31%
Fidelity S&P 500 Index Fund P-ACC-EUR	IE00BYX5MX67	Index fund	Fund (not listed)	EUR	Accumulating	0.06%
Fidelity S&P 500 Index Fund P-ACC-EUR (hedged)	IE00BYX5N110	Index fund	Fund (not listed)	EUR	Accumulating · hedged	0.11%
ING Direct Fondo Naranja Standard & Poor's 500 FI	ES0152769032	Index fund	Fund (not listed)	EUR	Accumulating	1.10%
MyInvestor S&P500 Equiponderado FI	ES0165242001	Index fund	Fund (not listed)	EUR	Accumulating	0.49%
Vanguard U.S. 500 Stock Index Fund Institutional Plus EUR Acc	IE00BFPM9V94	Index fund	Fund (not listed)	EUR	Accumulating	0.06%
Vanguard U.S. 500 Stock Index Fund EUR Acc	IE0032126645	Index fund	Fund (not listed)	EUR	Accumulating	0.10%

• Open Neto and go to Investments (a Neto PRO feature).
• Search for the product by ISIN (funds) or by ticker (ETFs).
• Enter your units and your average purchase price.
• The app updates the price and recalculates your net worth on its own.

Everything you add feeds the same number you see on the main screen, so you don't keep one app for spending and another for investments: it's the same picture.

What changes in the currency-hedged S&P 500 version?

It neutralises the effect of the dollar against the euro in exchange for a slightly higher cost. Neto doesn't tell you which to pick: it shows you both if you hold them, and how much each one is worth.

Why does the same S&P 500 ETF show up under several tickers?

Because one ETF can be listed on several exchanges at once, and it gets a ticker on each. It's the same product with the same ISIN. In Neto you search for the ticker listed in the catalogue.

Which index funds in the S&P 500 family can Neto track?

The catalogue currently includes: Vanguard U.S. 500 Stock Index Fund Investor EUR Acc (ISIN IE0032620787, TER 0.10%); Amundi S&P 500 Screened Index AE Acc (formerly Amundi Index S&P 500 AE-C) (ISIN LU0996179007, TER 0.31%); Fidelity S&P 500 Index Fund P-ACC-EUR (ISIN IE00BYX5MX67, TER 0.06%); Fidelity S&P 500 Index Fund P-ACC-EUR (hedged) (ISIN IE00BYX5N110, TER 0.11%); ING Direct Fondo Naranja Standard & Poor's 500 FI (ISIN ES0152769032, TER 1.10%); MyInvestor S&P500 Equiponderado FI (ISIN ES0165242001, TER 0.49%); Vanguard U.S. 500 Stock Index Fund Institutional Plus EUR Acc (ISIN IE00BFPM9V94, TER 0.06%); Vanguard U.S. 500 Stock Index Fund EUR Acc (ISIN IE0032126645, TER 0.10%).

What's the difference between an ETF and an index fund in the S&P 500 family?

Both can track the same index, but you buy and sell them differently. An ETF is listed on an exchange like a share: you trade it through a broker during the session and its price moves throughout the day. An index fund isn't listed: you subscribe and redeem at its net asset value, which is usually calculated once a day. In Spain the tax treatment differs too: switches between investment funds can be made without paying tax at that point (article 94 of Law 35/2006 on personal income tax) and, as a general rule, ETFs are excluded from that regime. Neto tracks both the same way.

Can I track a fund or ETF from this family that isn't on this list?

Yes. The app lets you search more than 10,000 assets by name, ticker or ISIN, and this list is only part of them. If it still doesn't show up, add it by hand at its value.