Vanguard U.S. 500 Stock Index Fund Investor EUR Acc IE0032620787

Vanguard U.S. 500 Stock Index Fund Investor EUR Acc is a index fund managed by Vanguard, classified by Morningstar as US Large-Cap Blend Equity and domiciled in Ireland. It was launched on 30 Apr 2003 and manages 14.96bn GBP. Its ongoing charge is 0.10% a year. It accumulates its income (no dividends paid out).

It belongs to the the S&P 500 family: The S&P 500 brings together 500 of the largest listed companies in the United States. It's probably the most followed index in the world and the one with the most product behind it, both as ETFs and as index funds.

Stated objective, as published by Financial Times:

The Fund seeks to track the performance of the Index. To the extent practicable, the Fund uses a full replication strategy to select securities, so that the Fund invests in all the constituents of the Index, making the weight of such investments approximate those of the Index.

Financial Times

Weekly closes over the last year according to Yahoo Finance, in EUR. From 8 September 2025 to 7 September 2026 it went from 66.70 to 79.40: +19.0%. This is historical data, not a forecast, and says nothing about what comes next.

Being a US index, most of these products trade or are denominated in dollars even when you buy them from Europe. That means your result in euros also depends on the exchange rate, not just on what the index does. Some products offer a currency-hedged version precisely to neutralise that.

In this family 3 products publish their ongoing charge: the cheapest charges 0.07% and the most expensive 0.10%. Vanguard U.S. 500 Stock Index Fund Investor EUR Acc sits at 0.10%.

These are the other products of the same family in the catalogue. They share a benchmark, so the real differences are the TER, the currency, whether they accumulate or distribute and where they are listed.

Product	ISIN / Ticker	Type	Market	Currency	Dividends
iShares Core S&P 500 UCITS ETF USD (Acc)	CSPX.L	ETF	London SE	USD	Accumulating
Vanguard S&P 500 UCITS ETF (Dist)	VUSA.AS	ETF	Euronext Ámsterdam	EUR	Distributing
iShares S&P 500 Information Technology Sector UCITS ETF USD (Acc)	QDVE.DE	ETF	Xetra	EUR	Accumulating
SPDR S&P 500 ETF Trust	SPY	ETF	NYSE Arca	USD	n/d
Vanguard S&P 500 ETF	VOO	ETF	NYSE Arca	USD	n/d
iShares Core S&P 500 ETF	IVV	ETF	NYSE Arca	USD	n/d
Vanguard S&P 500 UCITS ETF (Dist)	VUSA.L	ETF	London SE	GBP	Distributing
iShares S&P 500 UCITS ETF (Dist)	IUSA.L	ETF	London SE	USD	Distributing
SPDR Portfolio S&P 500 ETF	SPLG	ETF	NYSE Arca	USD	n/d
Invesco S&P 500 Equal Weight ETF	RSP	ETF	NYSE Arca	USD	n/d
Amundi S&P 500 Screened Index AE Acc (antes Amundi Index S&P 500 AE-C)	LU0996179007	Index fund	Fund (not listed)	EUR	Accumulating
Fidelity S&P 500 Index Fund P-ACC-EUR	IE00BYX5MX67	Index fund	Fund (not listed)	EUR	Accumulating
Fidelity S&P 500 Index Fund P-ACC-EUR (hedged)	IE00BYX5N110	Index fund	Fund (not listed)	EUR	Accumulating · hedged
Vanguard U.S. 500 Stock Index Fund Institutional Plus EUR Acc	IE00BFPM9V94	Index fund	Fund (not listed)	EUR	Accumulating
Vanguard U.S. 500 Stock Index Fund EUR Acc	IE0032126645	Index fund	Fund (not listed)	EUR	Accumulating

See the whole family

• Open Neto and go to Investments.
• Search for the product by ISIN (funds) or by ticker (ETFs).
• Enter your units and your average purchase price.
• The app updates the price and recalculates your net worth on its own.

Everything you add feeds the same number you see on the main screen, so you don't keep one app for spending and another for investments: it's the same picture.

What ongoing charge (TER) does Vanguard U.S. 500 Stock Index Fund Investor EUR Acc have?

According to the Financial Times, 0.10% a year. It is what the product deducts from its own value for running it; you don't pay it separately and it is already reflected in the price you see in Neto.

Does Vanguard U.S. 500 Stock Index Fund Investor EUR Acc accumulate or distribute dividends?

It accumulates: dividends received are reinvested inside the product instead of being paid out. In Neto you see that as a price increase, not as income.

How is Vanguard U.S. 500 Stock Index Fund Investor EUR Acc identified?

By its ISIN, IE0032620787. Funds are not exchange-listed: they have a daily net asset value published by the manager. In Neto you add it by that ISIN and the price updates on its own.

Can I track Vanguard U.S. 500 Stock Index Fund Investor EUR Acc in Neto?

Yes. Add it by its ISIN, enter your units and average price, and the app keeps the value up to date and tells you how much it weighs on your net worth, next to your accounts, savings and debts. No broker connection.