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Looking for a Mint alternative? Meet Neto

By Iván Sevilla · Updated 26 June 2026

Intuit discontinued Mint in early 2024, leaving millions looking for a replacement. Neto is a privacy-first alternative for iPhone: track spending, savings and your net worth without connecting your bank.

TL;DRIn short

If you used Mint for spending and net worth, Neto covers that on iPhone, but without connecting your bank and without ads.

  • Mint was discontinued by Intuit in 2024.
  • Neto: track spending, savings and net worth on iPhone.
  • No bank connection, no ads, European privacy.
  • Adds real-time crypto & stock investments; free to start.
NetoMint (discontinued)
StatusActive, updatedDiscontinued (2024)
Bank connectionNo (manual, private)Yes (aggregation)
AdsNo adsAd-supported
Investments (crypto/stocks)Yes, real time (PRO)Limited
Net worthYes, historical & multi-currencyYes
PriceFree + optional PROFree (discontinued)

Why people are leaving Mint

Mint was shut down by Intuit and users were pushed toward another product. Many are looking for a simple, private replacement that still shows spending and net worth in one place.

How Neto compares

Neto focuses on clarity and privacy: you log what matters in seconds (no bank login required) and instantly see your balance, categories and net worth (accounts + crypto + stocks − debts).

What Neto adds

Real-time crypto and stock tracking, gold and real estate, savings goals, 62 currencies and a historical net-worth chart. No ads, ever.

Is Neto right for ex-Mint users?

If you want a private, ad-free app on iPhone that shows spending and net worth without connecting your bank, yes. If you specifically need automatic multi-bank aggregation, a bank-linking tool may suit you better.

Frequently asked questions

Is Mint still available?

No. Intuit discontinued Mint in early 2024. Neto is one of the private, iPhone-first alternatives you can use instead.

Does Neto connect to my bank like Mint did?

No. Neto is manual by design, so your banking credentials stay private. You log what you want to track in seconds.

Does Neto have ads?

No. Neto has no ads and never sells your data.

Is Neto free?

Neto is free to start, with an optional Neto PRO plan for real-time investments and historical net worth.

Can I import my Mint history?

You can import historical transactions from a CSV. They are added without altering your current balances, so your starting point stays correct.

Is Neto free like Mint was?

The core is free with no time limit: spending, accounts and net worth. Some advanced features are part of the paid tier, and there are no ads either way.

Does it connect to US banks?

It does not connect to any bank, anywhere, by design. That is what makes it work the same in every country instead of only where aggregators have coverage.

What happens to my data if I stop using it?

You can export it and you can delete your account, which erases it. Your history is not held hostage.

See how Neto tracks net worthDownload Neto

What to look for in a Mint replacement

When Mint shut down, most people reached for whatever looked closest and ended up switching twice. It is worth spending ten minutes on the criteria before importing anything anywhere, because moving your financial history is a chore you do not want to repeat.

Three questions decide it. Where does your data live and who else can read it. What happens to the app if the company is bought or closed, which is exactly what just happened to you. And whether the thing keeps working when your bank changes something, because bank connections break far more often than anyone admits.

Data: does it need your banking credentials, or does it work without them?

Export: can you get your history out in a normal format, without asking?

Scope: does it only track spending, or also net worth, debt and investments?

Why no bank sync is a feature and not a shortcoming

The first reaction to an app that does not connect to your bank is usually that it is a step backwards. It is a fair reaction, and it deserves a straight answer: yes, you record transactions yourself, and that costs seconds a day.

What you get back is that nobody holds keys to your accounts, that nothing breaks when your bank changes its API, and that it works with any bank anywhere, which matters a great deal if you are outside the handful of countries the aggregators cover well. Mint's closure was itself a reminder that depending on an intermediary is a risk, not a convenience.

It is not the right trade for everyone. It is the right trade if the reason you are reading this page is that you no longer want your finances tied to someone else's business decisions.

Start with your net worth