How to connect Neto to Grok in 6 steps

Connecting Neto to Grok takes six steps and about two minutes. When you are done, you will be able to ask about your finances and log expenses without opening the app.

Iván Sevilla
Iván SevillaFounder of Neto
Updated 13 November 2026 4 min read
How to connect Neto to Grok in 6 steps
THE ESSENTIALS

Connecting Neto to Grok takes six steps and about two minutes. You do it from Grok's settings, in Connect Apps, filtering by Developer and adding a custom connector with Neto's address. According to xAI's documentation, connectors are available to all Grok users; on Neto's side you need Neto Pro. From then on you can ask about your finances and, if you grant that permission, have it add, change or delete transactions.

Before you start

You need two things:

  • Neto Pro. The connector is a paid feature and it is checked when you connect.
  • A Grok account. According to xAI's documentation, "connectors are available to all Grok users". No particular assistant plan is required here, unlike with Claude.

One caveat if you use Grok Business or Enterprise: on those plans an admin has to provision the connector from the organisation console first. If the option does not appear, that is why.

And keep this address at hand, the only official one for Neto's connector:

https://api.netoapp.es/api/mcp

The 6 steps

1. Open your menu and go to Settings. From Grok on the web, in your account menu.

2. Open "Connect Apps". This is where Grok keeps the services it can reach. You can also go straight to grok.com/connectors.

3. Filter by "Developer" and press "Add a custom connector". Grok has a catalogue of ready-made connectors (Gmail, Drive, Notion, GitHub and so on). Neto is not in that catalogue, so it is added as a custom connector, which is what lives in that tab.

4. Give it a name and paste Neto's address. The name is for you, "Neto" will do. The address has to be exactly the one above.

5. Sign in with your Neto account and accept. You can sign in with your email and password, or ask for a six digit code by email. Then you will see the permissions screen, which tells you exactly what Grok will be able to do.

6. Done: you can start asking. Grok discovers on its own the tools Neto offers and uses them whenever your question is about your money.

What the permissions screen says

It is worth reading, because it is the contract. It lists what Grok will be able to do (see your expenses, income and summaries; see your categories, budgets and recurring expenses; and manage that data if you grant that permission) and what it will never be able to do:

  • delete your Neto account or wipe your data
  • change your password or your sign-in details
  • connect to your bank, because Neto never does.

What to try first

Four prompts to check it works:

  • "How much have I spent this month?"
  • "Which category is taking most of my money?"
  • "Am I on track with my budgets?"
  • "Log 9.80 for coffee today."

And one worth making a habit before asking for bigger changes: "show me the list before you change anything".

If something goes wrong

You cannot find "Add a custom connector". Check you are on the "Developer" tab inside Connect Apps. And if you are on a business plan, your admin may not have provisioned it.

Grok says it cannot connect. Check the address is pasted in full, with no spaces and no trailing slash.

It asks you to pay when you sign in. The connector is a Neto Pro feature. If your subscription is on another account, sign in with that one.

It used to work and stopped. The connection expires after 90 days for security. Connect it again with these same steps.

How to disconnect it

Whenever you want, in two ways:

  • From Grok, in the same Connect Apps section.
  • From Neto, in Settings → Connections, where you can also see the connector's activity.

The cut-off is immediate. Anything Grok already received stays in your conversation with it: if you want it gone, delete that conversation.

And if you get it wrong

Every change Grok makes in your account can be undone for 30 days, and you have the log of what it did for 90. Just ask: "what did you change today?".

For more detail on what it can and cannot do, see the general guide on connecting Neto to your AI. If you prefer Claude, here is that one. And if privacy is what is holding you back, read is it safe to connect your finances to ChatGPT.

Sources

Frequently asked questions

Do I need to pay for Grok to connect Neto?

According to xAI's documentation, connectors are available to all Grok users. What you do need is Neto Pro, because the connector is a paid Neto feature.

What is Neto's connector URL?

https://api.netoapp.es/api/mcp. It is the only official one. Be wary of any other.

Why does "Add a custom connector" not appear?

It lives inside Connect Apps, on the "Developer" tab. On Business and Enterprise plans an admin also has to provision it first.

Can Grok see my passwords or get into my bank?

No. It cannot see or change your password, and Neto does not connect to any bank, so there is no bank access to give.

How often do I have to connect it again?

The connection expires after 90 days. You then repeat these same six steps.

Iván Sevilla
WRITTEN BY
Iván Sevilla

Founder of Neto. Writes about expense tracking, net worth and investing from your phone, without connecting your bank.

Your money clear, without spreadsheets.

Neto is the personal finance app for iPhone and Android that works without connecting your bank: your accounts and spending, free; and with Neto PRO, your investments and debts inside your net worth.

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This guide is general information and is not financial or investment advice.