How to connect Neto to Cursor in 6 steps

• Neto Pro. The connector is a paid feature and it is checked when you connect.
• Cursor installed, the desktop version.

And the connector address, the only official one:

https://api.netoapp.es/api/mcp

The file is called mcp.json and it can live in two places, with different consequences:

• In your home folder, at ~/.cursor/mcp.json. Neto will be available in all your projects. For Neto this is the recommended option, because your finances do not belong to one project.
• Inside a project, at .cursor/mcp.json. Neto will only be available while you work on that project. It makes sense if you would rather keep it separate.

If in doubt, use the first one.

1. Create the mcp.json file. In the .cursor folder of your home directory, or in your project's if you chose that option. If the folder does not exist, create it.

2. Paste Neto's block. This one, as is:

{
  "mcpServers": {
    "neto": {
      "url": "https://api.netoapp.es/api/mcp"
    }
  }
}

If the file already had other servers, add the neto entry inside the existing mcpServers block instead of repeating it.

3. Save the file. Cursor picks up the new server without you restarting anything.

4. Open it in Customize and press Connect. In Cursor's settings, under MCP, you will see "neto" in the list. When you press connect, Cursor opens your browser.

5. Sign in with your Neto account and accept. You can sign in with your email and password, or ask for a six digit code by email. Then you will see the permissions screen, which tells you exactly what Cursor will be able to do.

6. Done: you can start asking. Go back to Cursor and ask about your finances from the assistant's chat.

Worth saying, because many other connectors do require it and it is where most people give up:

• No API key to create and no token to paste into the file.
• Nothing to register in any developer console.
• Nothing to install with npx or Docker: Neto's connector lives online, not on your machine.

The block you paste only carries an address. Cursor handles the rest: it registers itself with Neto and uses the browser so that you grant the permission, just like signing into a website with your Google account.

It lists what Cursor will be able to do (see your expenses, income and summaries; see your categories, budgets and recurring expenses; and manage that data if you grant that permission) and what it will never be able to do:

• delete your Neto account or wipe your data
• change your password or your sign-in details
• connect to your bank, because Neto never does.

Since Cursor runs on your own computer, the screen also warns you that any local program can request that connection, and that you should continue only if you know which one did.

• "How much have I spent this month?"
• "Which category is taking most of my money?"
• "Log 9.80 for coffee today."

And one worth making a habit before asking for bigger changes: "show me the list before you change anything".

Cursor does not see the server. It is almost always the file. Check it is called exactly mcp.json, that it sits inside a .cursor folder, and that what you pasted is valid JSON: if you added it to an existing file, it is easy to leave a comma too many or too few.

You cannot find the .cursor folder. It starts with a dot, so it is hidden. In Finder you can show hidden files with Command, Shift and period.

It shows in the list but will not connect. Check the address is complete, with no spaces and no trailing slash.

It asks you to pay when you sign in. The connector is a Neto Pro feature. If your subscription is on another account, sign in with that one.

It used to work and stopped. The connection expires after 90 days for security. Connect it again from the same place.

In two ways:

• From Cursor, by removing Neto's entry from mcp.json, or disconnecting it in the MCP settings.
• From Neto, in Settings → Connections, where you can also see the connector's activity.

The cut-off is immediate. Anything Cursor already received stays in your conversation with it.

Every change Cursor makes in your account can be undone for 30 days, and you have the log of what it did for 90. Just ask: "what did you change today?".

For what it can and cannot do, see the general guide on connecting Neto to your AI. And if privacy is what is holding you back, read is it safe to connect your finances to ChatGPT.

• Cursor MCP documentation (Cursor).