How to download a Wise statement (PDF, Excel or CSV)

Wise gives you two routes.

From the home screen:

1. 1. Click your initials, in the top right corner.
2. 2. Select "Statements and reports".
3. 3. Select "Statements".
4. 4. Choose "Create a statement": there you pick the currencies or jars, the period, the file format and the language.

From a currency or a jar:

1. 1. Click the currency or jar you want the statement for.
2. 2. Select the three dots in the top right corner.
3. 3. Select "Statements and reports" and the type of document.

Wise may ask for your password to confirm the download. The statements you create are saved in the "Custom" tab.

MT940, QIF and CAMT.053 are formats designed for accounting software. To import your transactions into Neto, choose Excel or CSV.

Wise puts it this way: you can download statements "for a period of 365 days", and if you need more, "you'll need to download multiple statements", each covering a maximum of 365 days.

In practice: one statement per calendar year. Put the year in the file name and do not mix dates between one file and another.

You can select several currencies and jars at the same time and download them in one go. Depending on the size, Wise gives you a ZIP file straight away or emails you the link.

Each file comes in its own currency. When you import, use a Neto account in that same currency for each one.

According to Wise, the statement shows all transactions, including hidden activity, but only those made with your Wise currency accounts. If you want a list of all your activity, including transfers paid with external methods, download it from the "Transactions" page: apply the filters you want, select "Export" and choose CSV or PDF. That export returns what you have on screen, and Wise's help says it is not available in the app.

For an official procedure, tick the "Stamp and sign this document" box, at the bottom of the statements screen. Wise may need to verify your address first. You do not need it to import into Neto.

Neto does not connect to Wise or ask for your passwords. It works with the file you download. Import is a Neto PRO feature and it is in Settings, under "Import data":

1. 1. Download the CSV template, to see the format Neto understands.
2. 2. Copy the instructions for your AI and paste them into ChatGPT, Claude or Gemini together with the Wise file. It gives the file back with Neto's columns and with your own categories.
3. 3. Choose the CSV file and review the transactions before confirming.

Imported transactions enter your history and your statistics, but they do not change the current balance of your accounts, and you can delete the whole import if something does not add up. The detail is in how to import your bank transactions into Neto.

• Conversions between your currencies: changing euros to dollars inside Wise is not an expense. Exclude them in the review.
• Money you put in from your bank: if you also import your bank account, it appears in both places. It is a transfer between your own accounts.
• Fees: they come as separate transactions. Decide whether you want them in a category of their own.

There are also the guides for Revolut and N26, and if you use several currencies, how Neto handles currencies.

• Wise, help section: How do I download a statement?
• Wise, help section: transaction history and export.