Fidelity S&P 500 Index Fund P-ACC-EUR IE00BYX5N110

Fidelity S&P 500 Index Fund P-ACC-EUR is an index fund managed by Fidelity, classified by Morningstar as Other Equity and domiciled in Ireland. It was launched on 20 March 2018 and manages 1.99bn GBP. Its ongoing charge is 0.11% a year. It accumulates its income (no dividends paid out).

It belongs to the S&P 500 family. The S&P 500 brings together 500 of the largest listed companies in the United States. It's probably the most followed index in the world and the one with the most product behind it, both as ETFs and as index funds.

Stated objective, as published by Financial Times:

The investment objective of the Sub-Fund is to provide investors with a total return, taking into account both capital and income returns, which reflects, before fees and expenses, the return of the S&P 500 Index. The investment policy of the Sub-Fund is to track the performance of the Index as closely as possible, regardless of whether the Index level rises or falls, while seeking to minimise as far as possible the tracking error between the Sub-Fund’s performance and that of the Index.

Financial Times

Being a US index, most of these products trade or are denominated in dollars even when you buy them from Europe. That means your result in euros also depends on the exchange rate, not just on what the index does. Some products offer a currency-hedged version precisely to neutralise that.

Comparing only the index funds in this family that publish their ongoing charge (8), the cheapest charges 0.06% and the most expensive 1.10%. Fidelity S&P 500 Index Fund P-ACC-EUR sits at 0.11%.

These are the other products of the same family in the catalogue. Not all of them track exactly the same index: compare the full name, the TER, the currency, whether they accumulate or distribute and where they are listed.

Product	ISIN / Ticker	Type	Market	Currency	Dividends	Ongoing charge (TER)
iShares Core S&P 500 UCITS ETF USD (Acc)	CSPX.L	ETF	London SE	USD	Accumulating	0.07%
Vanguard S&P 500 UCITS ETF (Dist)	VUSA.AS	ETF	Euronext Amsterdam	EUR	Distributing	0.07%
SPDR S&P 500 ETF Trust	SPY	ETF	NYSE Arca	USD	n/a	n/a
Vanguard S&P 500 ETF	VOO	ETF	NYSE Arca	USD	n/a	n/a
iShares Core S&P 500 ETF	IVV	ETF	NYSE Arca	USD	n/a	n/a
Vanguard S&P 500 UCITS ETF (Dist)	VUSA.L	ETF	London SE	GBP	Distributing	0.07%
iShares S&P 500 UCITS ETF (Dist)	IUSA.L	ETF	London SE	USD	Distributing	0.07%
SPDR Portfolio S&P 500 ETF	SPLG	ETF	NYSE Arca	USD	n/a	n/a
Invesco S&P 500 Equal Weight ETF	RSP	ETF	NYSE Arca	USD	n/a	n/a
Vanguard U.S. 500 Stock Index Fund Investor EUR Acc	IE0032620787	Index fund	Fund (not listed)	EUR	Accumulating	0.10%
Amundi S&P 500 Screened Index AE Acc (formerly Amundi Index S&P 500 AE-C)	LU0996179007	Index fund	Fund (not listed)	EUR	Accumulating	0.31%
Fidelity S&P 500 Index Fund P-ACC-EUR	IE00BYX5MX67	Index fund	Fund (not listed)	EUR	Accumulating	0.06%
ING Direct Fondo Naranja Standard & Poor's 500 FI	ES0152769032	Index fund	Fund (not listed)	EUR	Accumulating	1.10%
MyInvestor S&P500 Equiponderado FI	ES0165242001	Index fund	Fund (not listed)	EUR	Accumulating	0.49%
Vanguard U.S. 500 Stock Index Fund Institutional Plus EUR Acc	IE00BFPM9V94	Index fund	Fund (not listed)	EUR	Accumulating	0.06%
Vanguard U.S. 500 Stock Index Fund EUR Acc	IE0032126645	Index fund	Fund (not listed)	EUR	Accumulating	0.10%

S&P 500 ETFs and index funds

• Open Neto and go to Investments (a Neto PRO feature).
• Search for the product by ISIN (funds) or by ticker (ETFs).
• Enter your units and your average purchase price.
• The app updates the price and recalculates your net worth on its own.

Everything you add feeds the same number you see on the main screen, so you don't keep one app for spending and another for investments: it's the same picture.

What ongoing charge (TER) does Fidelity S&P 500 Index Fund P-ACC-EUR have?

According to the Financial Times, 0.11% a year. It is what the product deducts from its own value for running it; you don't pay it separately and it is already reflected in the price you see in Neto.

Does Fidelity S&P 500 Index Fund P-ACC-EUR accumulate or distribute dividends?

It accumulates: dividends received are reinvested inside the product instead of being paid out. In Neto you see that as a price increase, not as income.

How is Fidelity S&P 500 Index Fund P-ACC-EUR identified?

By its ISIN, IE00BYX5N110. Funds are not exchange-listed: they have a daily net asset value published by the manager. In Neto you add it by that ISIN and the price updates on its own.

Can I track Fidelity S&P 500 Index Fund P-ACC-EUR in Neto?

Yes. Add it by its ISIN, enter your units and average price, and the app keeps the value up to date and adds it to your net worth, next to your accounts, savings and debts. No broker connection.